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Benefits of Leasing

Your processing machinery is vital to the long- and short-term viability of your business. But the value of that equipment is derived from using the machines, not owning them.

Many plastics processors struggle over whether to buy or lease equipment. While purchasing has been the traditional method of acquiring equipment, leasing often can be more cost-effective.

Leasing offers companies a practical and effective way to finance the acquisition of equipment.

As a result, more than 75% of businesses currently lease some of their equipment. By leasing, you transfer the uncertainties and risks of equipment ownership to the leasing company. This allows you to focus your energies and resources on using equipment and furthering your company's bottom line.

Leasing offers numerous advantages over other financing methods:

• Retain Capital Strength
  Leasing allows you to purchase the equipment and technology you need today while spreading your payments affordably across time. This allows you to reserve your capital for other day-to-day expenses. In addition, because a lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them.
• Lowers Life Cycle Costs
  The amount you spend is substantially less when you consider the smaller monthly payments and mitigation of the risk and costs associated with owning and maintaining your own equipment.
• Conserves Capital/Cash Flow with 100% Financing
  Frees up working capital for more productive operational uses and business opportunities. It also allows you to overcome capital budget restraints. Soft costs such as freight, installation and tax are also covered for both new and used equipment.
• Preserves Credit Lines
  Keeps bank lines of credit open for emergencies or opportunities and diversifies your credit.
  
• Upgrade Easily to Hedge Obsolescence
  Equipment can be returned or upgraded allowing you to keep up with technology advancements.
• Fixed Interest Rates
  Interest rates and payments are fixed to protect you against inflation or stock
  market volatility.
• Deferred Payments
  Payments can often be delayed up to 120 days after you receive your equipment. Skip months are also added for businesses with extreme seasonality.
• Flexible Payments & Terms
  NNo money down, extended terms, flexible payments, and equipment additions
  and upgrades are all available.
• Off Balance Sheet Financing
  Qualifying leases may provide for off balance sheet accounting treatment,
  thereby preserving your debt ratios.
• Tax Advantages
  Sales tax can be deferred over the lease term and payments reduce tax liabilities. You should discuss these advantages with your accountant or tax advisor.
• Fast Approvals
  Quick credit approvals ensure that you get your equipment as fast as possible.
• Simplified Documentation & Billing
  Small ticket transactions require just a convenient one-page credit application.